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Apply Online → Simple application, minimal paperwork.
Get Matched → Receive tailored financing offers based on your business profile.
Choose Your Terms → Select the repayment schedule that fits your cash flow.
Get Equipped → Funds are released quickly so you can purchase and put equipment to work.
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Financing preserves your working capital for other expenses like payroll, inventory, or marketing. You get the tools you need today, while keeping your day-to-day operations running smoothly.
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Stay competitive by replacing outdated equipment or adding new technology to boost productivity. Financing allows you to modernize and scale without the financial strain of large lump-sum purchases.
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Choose the structure that works best for your business—whether that’s financing with predictable monthly payments or leasing with lower upfront costs and easy upgrades down the road.
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In many cases, businesses can deduct the cost of financed or leased equipment. This means you may lower your tax burden while still investing in growth. Always consult with your tax advisor for specifics.
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The right equipment helps your business run faster, smarter, and more efficiently. That translates into higher sales, better service, and ultimately, stronger profitability.
Equipment Financing
Whether you’re opening a new location, upgrading outdated equipment, or expanding capacity, Equipment Financing helps you secure the tools your business needs — without draining your cash reserves. Instead of paying upfront, you spread the cost out over time with flexible terms.
Get the Tools You Need to Grow
Finance or lease almost any type of equipment
Preserve cash flow with predictable payments
Competitive rates and flexible repayment terms
Build business credit while investing in growth
Equipment Financing-FAQ’s
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Almost anything essential to your business: vehicles, heavy machinery, office furniture, computers, restaurant equipment, salon chairs, medical devices, and more.
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Many applications are reviewed and approved within a few business days, so you can secure equipment without long delays.
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Not always. Some financing options require a small down payment, while others offer 100% financing.
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Terms vary, but they typically range from 1–7 years depending on the type of equipment and your business profile.
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It depends. Financing gives you ownership at the end of the term, while leasing may allow lower payments and flexibility if you plan to upgrade frequently.
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Yes, in many cases. Section 179 of the tax code allows you to deduct equipment purchases — but always confirm with your accountant or tax professional.
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Approval isn’t based on credit alone. Lenders also look at your business’s revenue, time in business, and the type of equipment being financed. Even if your credit isn’t perfect, you may still qualify.
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Yes, some lenders work with startups, especially if the equipment has strong resale value (like trucks or machinery). Startups may need to provide a down payment or personal guarantee.
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If you finance, you own the equipment and are responsible for repairs. If you lease, you may have options to upgrade or return the equipment at the end of the term.
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Reputable lenders will be upfront about fees. Common ones may include origination fees, documentation fees, or late payment charges. Always review terms carefully before signing.
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Many lenders allow early payoff, though some may have prepayment penalties. It’s always best to ask upfront if early repayment is important to you.
Still Have Questions?
Every business is different, and the right funding option depends on your revenue, cash flow, and goals. The best way to see exactly what’s available to you is to apply — it only takes a few minutes and you’ll get personalized offers.
— Apply online in minutes to view your specific funding terms.
— Want help making sense of your options? Schedule a quick call or drop us an email to get clarity from a real person.